Recent Blog Posts Start investing with as low as $250 US MjItMTU4NTMzMTcwOQ== Fri, 27 Mar 2020 13:55:09 -0400 How to Invest in Real Estate for As Little as $50,000 ($250 US)

If you looking for investment options, here's a way to diversify — even if you don't have tons of money.

Have recent business downturn making you a little queasy? You are certainly not alone. One way to diversify your investments is to buy real estate. Traditionally, you had to have a lot of cash on hand to buy property, but crowd funding options has changed that.

The crowd funded real estate company, SMS Realty and Development enables you to add real estate to your portfolio without a large amount of capital. In fact, you can invest in real estate through the SMS Group with as little as $50,000 ($250 US).

This is the best way for small investors to participate in real estate markets previously available only to big investors. The aim of The SMS Group is to enable small investors to gain exposure to real estate assets, even if they only have a few dollars to get started. With the real estate market set for a poise, there is no better way for small investors to get into the market.

If you have some money to invest, why not consider starting a real estate portfolio. Real estate offers you a safer and more lucrative options and we have just made it easier for.

Call one of our Representative for more information. 592-233-5421 or 223-5422 – or email us at

Guyana Oil News MjEtMTU3NzQ1OTYyOA== Fri, 27 Dec 2019 10:13:48 -0500 The Following Links gives us a glimse of the Oil activities in Guyana.






GRA Links MjAtMTU3NDE2MzA1OA== Tue, 19 Nov 2019 06:30:58 -0500 WEBSITE:





Guyana named fastest growing economy in the world in Nasdaq report - By News Source Guyana on June 28, 2019 MTktMTU2MjMyNzI2Mg== Fri, 05 Jul 2019 07:47:42 -0400 According to the report, with a GDP size of $3.63 billion (2018 Rank: 160), a growth rate of 4.1% in 2018 and 4.6% in 2019, Guyana’s economy is expected to grow by 33.5% and 22.9% in 2020 and 2021 respectively.

A report for the world’s second largest stock market, NASDAQ, has named Guyana as the fastest growing economy in the world.

In a report compiled for the stock exchange, it said that with a projected growth rate of 16.3% during the four-year period 2018-2021, Guyana is the fastest growing economy in the world.

According to the report, with a GDP size of $3.63 billion (2018 Rank: 160), a growth rate of 4.1% in 2018 and 4.6% in 2019, Guyana’s economy is expected to grow by 33.5% and 22.9% in 2020 and 2021 respectively.

The report added that with Guyana’s per-capita income of $5,194, the country is a middle-income country that has an abundance of resources.

The report also pointed to the ExxonMobil discoveries in Guyana and the income that will come to the country when oil production begins next year.

Exxon is expected to start producing up to 120,000 barrels of oil per day from the Liza Phase 1 development next year and the country is projected to be among the world’s largest per-capita oil producers by 2025.

Just recently, the International Monetary Fund heaped praises on Guyana for its economic growth and stability over the past few years.


This Idea Is Genius - Selfie Quadcopter Conquers Guyana. MTgtMTUzODY1MDg0MQ== Thu, 04 Oct 2018 07:00:41 -0400 Selfie Quadcopter Conquers Guyana.

This Guyana Selfie trend is going viral worldwide...

Phone selfies are boring. People aren't doing them anymore and they've become unpopular...

First, there was the standard selfie, then the selfie stick, and now the next evolution of the selfie has arrived!

Nobody knows who did it first, but soon thousands of people in Guyana started uploading incredible selfies from insane angles. They uploaded them to social media and soon EVERYONE wanted to do the same! 

Now, this new type of selfie has taken off - Literally - across the world.

See link below




Protection of Property Rights MTYtMTUzMjIxMzA5MA== Sat, 21 Jul 2018 18:44:50 -0400 This information is derived from the State Department's Office of Investment Affairs’ Investment Climate Statement. Any questions on the ICS can be directed to Last Published: 3/15/2018

Guyana has a dual registry system of property rights with distinct requirements, processes, and enforcement mechanisms.  The two types of registry systems are deeds (Deeds Registry) and title (Land Registry) registries that operate in separate jurisdictions, which in theory help to avoid the problem of double entry and dual registration.  Over all, Guyana’s property rights system is overly bureaucratic and complex, with regulations that are overlapping, competing, and nontransparent.  This affects the proper allocation, enforcement, and effectiveness of property rights, as well as the efficiency of all property-based markets, such as housing, land, commercial property, and financial markets (especially primary ones, such as mortgage markets).  The judicial system is generally perceived to be slow and ineffective in enforcing legal contracts.  The World Bank’s Doing Business Report 2017 says it takes 581 days to enforce such contracts.  Mortgage transactions in the Guyanese financial system are limited, and the term, as used locally, refers solely to consumer loans dedicated to the construction of a primary residence.

There are three types of land ownership in Guyana today:  a) public land, which is 85% made of what used to be known as state and government lands; b) Amerindian land, which is 14% comprised of lands held in common by indigenous communities (such lands are titled to the individual community); and, c) private land, which is about 1% land that can be transferred by either freehold or absolute grant.  A freehold transfer can be made either through a transport system or through a land registration system that is based on the Torrens type registry.  Absolute grants are used in cases in which agricultural land is being transferred for non-agricultural use.  In such cases, the land will first be transferred to the state, becoming public land, and is then titled to an individual.  Such grants require a presidential decree.

What Is a Gift Deed for Real Estate? MTUtMTUzMjIxMjEyMw== Sat, 21 Jul 2018 18:28:43 -0400 In real estate, a 'gift deed' is a notarized document that transfers ownership of property to another person. Gift deeds are only used when there is no payment or compensation for the property that is being transferred.

Gift deeds are most often used for transferring property between relatives and friends. The person who is gifting the property is known as the "donor," while the person receiving the property is deemed the "recipient." A gift deed becomes irrevocable once it has been given to the recipient and receivers of such property are required to claim the gift on their federal income tax form.

What Is the Value of Real Estate in Guyana? MTQtMTUzMjIxMDI0NQ== Sat, 21 Jul 2018 17:57:25 -0400 The value of real estate in Guyana depends on the location of the property, its size and the type of property. There are three types of properties in Guyana: state- and government-owned land, titled land and industrial estates. Government- and state-owned land is often leased.


Properties that are in and around major cities like the capital Georgetown are higher priced. A four bedroom, four bath house near the city costs approximately $350,000 U.S. dollars. This is the equivalent of 72.5 million Guyanese dollars (GYD). A five-acre plot of land located about 20 miles from the capital sells for approximately 2 million USD or 412.3 million GYD, as of 2015.

Foreign investors can acquire land in Guyana and get the same treatment as citizen landowners. Real estate taxes in Guyana include 0.5 percent stamp duty, 20 percent capital gains tax and 33.3 percent income tax.

Guyana’s former sugar estate lands available for oil sector-related real estate development MTMtMTUzMjIwODgwNg== Sat, 21 Jul 2018 17:33:26 -0400 in Business, News March 11, 2018

Guyana is making available large swathes of former sugar estate lands for constructing upscale houses and business complexes for the burgeoning oil and gas sector, but a top government official cautions that the lands cannot be held indefinitely for speculation.

“These developments will come with a time-frame so you can’t take an acre or ten acres and say you will build a high-rise or a condominium and take ten years to build it. We’ll specify the time frame for you to start building,” Head of the National Industrial and Commercial Investments Limited’s (NICIL) Special Purpose Unit (SPU), Colvin Heath-London said.

Addressing a recent outreach exercise by the People’s National Congress Reform in New York, he said the Guyana Sugar Corporation (Guysuco) has lands available at Wales, Ogle, Eccles, Diamond and Palmyra for real estate development to international standards for the oil and gas sector.

Stressing that the lands are “not available for speculation”, he said they would be allocated through a “proper process” based on strong justifications in a “proper” business plan.

The SPU official urged overseas-based Guyanese to apply for former sugar estate lands to construct high-quality houses, restaurants and entertainment spots for more than 200,000 expatriates who are expected to come to work in Guyana’s petroleum sector. “It means that we have to raise our standards in terms of the real estate market,” Heath-London said.

“We have to find places for them to live, we have to feed them and entertain them and this is where you in the Diaspora and others further afield come to play. It means that we have to build accommodation to international standards,” he said. Features of such property development, he said, would have to include washing machines, dish-washing machines, alarms, gated communities, proper restaurants for dining and fine dining, night clubs and other forms of entertainment

Heath-London said the country was poised to create a number one Guyanese brand to cater not only for core oil and gas operations but also for an estimated 40 downstream industries. Through United States (US) oil giant, ExxonMobil, Guyana is expected to begin commercial oil production in 2020 at current estimates of 500,000 barrels per day.

The Guyana Sugar Corporation has already closed Wales, Enmore-East Demerara, Rose Hall and Skeldon Estates. The SPU has since decided to reopen Skeldon, Rose Hall and Enmore estates to keep them as going concerns to attract investors and at the same time produce molasses for the privately-owned Demerara Distillers Limited.

Valuation NOT required for land/property Certificate of Compliance MTItMTUzMjExMTI1MQ== Fri, 20 Jul 2018 14:27:31 -0400

Valuation NOT required for land/property Certificate of Compliance

Georgetown, Tuesday, March 27, 2018: The Guyana Revenue Authority (GRA) wishes to announce that with immediate effect, a Valuation is not required when applying for a Certificate of Compliance to transfer land or property by way of sale, gift or tender.This intervention is intended to relieve the procedural strain and burden on the taxpayers. 

However, based on the mandate of the GRA to collect its rightful taxes, and in keeping with the law, Applicants are advised that under Section 7A (3) of the Capital Gains Tax Act, Chapter 81:20, where the Commissioner General being dissatisfied with the amount of consideration stated for the disposal or acquisition of any such property may reject such consideration and substitute therefore the market value of a competent valuer.

GRA wishes to inform the general public that the procedure for obtaining a land/property Certificate of Compliance by way of sale, gift or tender can also be found here.


Filing of Property Tax Returns not a requirement for Mortgage Interest Relief approval MTEtMTUzMjExMDkyOQ== Fri, 20 Jul 2018 14:22:09 -0400 Georgetown, Friday, April 27, 2018: The Guyana Revenue Authority (GRA) wishes to advise the general public that the filing of Property Tax Returns is no longer a prerequisite when applying for Mortgage Interest Relief (MIR).

The aforementioned exclusion, however, does not preclude property owners (residential or business) from filing and paying property tax at the appropriate rates in accordance with the Property Tax Act. 

Lastly, GRA has been in receipt of information that in some instances, the charges imposed by financial institutions when issuing the statement of annual interest paid on mortgage (Form 4) to eligible taxpayers in many instances exceed the mortgage interest relief granted. The Authority wishes to advise that in accordance with the Income Tax (Mortgage Interest Relief) Regulations 7, the provision of the statement to a taxpayer benefitting from MIR is a statutory requirement from the mortgagee.

Delay in Release of MovieTowne Containers at Wharf MTAtMTUzMjExMDcyMw== Fri, 20 Jul 2018 14:18:43 -0400 Georgetown, Sunday, June 17, 2018: The Guyana Revenue Authority wishes to respond to an article published in the Kaieteur News on Wednesday, June 13, 2018 captioned “MovieTowne owner decries red tape in US$40M Turkeyen investment”. The article cited major contributing factors which prolonged the postponement of the opening of MovieTowne including that equipment and seating were at the wharves for weeks, awaiting “simple” signatures. This statement by deduction implies that the GRA may have been responsible for tardiness in clearing such equipment.

While legally guided by the rules of confidentiality, the GRA wishes to set the record straight in this instance. The facts are as follows:

  1. Construction of MovieTowne commenced in 2011.
  2. In mid-2017, the principal of MovieTowne first met with the GRA to discuss the issue of concessions, and at that meeting, requested that concessions be backdated to the commencement of construction. The GRA advised that concessions cannot be backdated and should have been applied prior to the commencement of construction.
  3. The GRA also advised the principal that equipment currently being utilised in the construction of MovieTowne, was in breach of the terms of another Investment Development Agreement (IDA), since, based on the said IDA, equipment earmarked for use on another major project was being utilised in the construction of MovieTowne.
  4. Rather than terminating the IDA, and notwithstanding the breach, the GRA agreed to allow both projects to continue, with the understanding that the available remedies under the said IDA will be enforced subsequent to the completion of both projects.
  5. MovieTowne submitted an IDA application to Go-Invest, which was copied to the GRA and was advised in September 2017 by the GRA that only concessions similar to those granted to competitors in the industry will be allowed, and further that additional information was needed inclusive of source of financing before a recommendation can be made to the Honourable Minister of Finance for approval.
  6. MovieTowne’s container arrived at the wharf on October 21, 2017, and without the approval of the IDA, the GRA facilitated MovieTowne to clear its goods with a Prior to Processing (PTP) arrangement on November 19, 2017.
  7. The goods were uplifted on November 28, 2017 demonstrating that there were no delays on GRA’s part.
  8. On December 29, 2017, MovieTowne was granted an IDA consistent with those granted to competitors in the industry which allow for the waiver of Duty and VAT on certain equipment.
Jamaica real estate's rising investment potential OS0xNTMyMTA5MjIz Fri, 20 Jul 2018 13:53:43 -0400

The news on Cyprus and the additional taxes to be paid has left worried investors to engage in other forms of investments such as real estate.

This gives the opportunity to take a second look on Jamaica's real estate industry.

With Jamaican government bonds now with a lowered rating, Moody's slapping the the bonds with a Caa3 which is one of the lowest ratings a government bond can have, banks are struggling to keep their clients while interest rates are being slashed

The real estate values in Jamaica continue to increase steadily.

In 2001 homes bought at $4.5 million are now being sold for $13 million just 12 years later. Real Estate bought in the following areas have proven that very steady returns at over 50% increases in value can be achieved.

Properties in the Kingston area such as the Golden Triangle , Jacks Hill, Stoney Hill and Barbican have all seen values climb.

Ocho Rios and Western St. Mary have seen increased demand from local and returning residents. The Richmond development in St. Ann and the Battle Site community in St. Mary have values increasing daily.

The Lagoons and Bouge areas in Montego Bay continue to see a steady inflow of investment. Properties are being sold within months after being purchased at a 30% profit.

When considering how to navigate through these times. Be sure to speak to a very knowledgeable Realtor who is a member of the Realtors Association of Jamaica.

Key points to consider when investing in Jamaican real estate, always select:

1) High demand location with existing and flourishing infrastructure;

2) Very attractive price;

3) Income earning potential;

Global Property Guide OC0xNTMyMDk1MDMx Fri, 20 Jul 2018 09:57:11 -0400 Puerto Rico has the world's worst-performing housing market

Trend: house prices fell 9.59% y-o-y in Q2 2017. 

Puerto Rico has emerged as the weakest housing market in our global house price survey, amidst continued economic woes, high unemployment, massive emigration, and a near-catastrophic national debt crisis and credit rating downgrades. 

Analysis: Puerto Rico’s latest economic downturn has lingered longer than any previous depression. 

GDP has contracted every year from 2007 to 2016, except 2012 when the economy grew by 0.5%. 

Puerto Rico has lost about 20% of its jobs since 2007.  The population has shrunk by about 10%. The poverty rate is now at 45%. Public health and retirement systems are now insolvent. Puerto Rico filed for bankruptcy protection in May 2017, unable to pay its massive debt or provide its citizens effective services. 

The housing market has suffered tremendously. After huge annual house price increases in the early 2000s, the housing market came crashing down in 2008. Prices have dropped 37% in real terms from 2008 to early-2017.


Goevernment Ministry Links Ny0xNTMyMDkyNTkz Fri, 20 Jul 2018 09:16:33 -0400 GOVERNMENT MINISTRY LINKS


Property Management - Aabbie Realty in Guyana Ni0xNTMyMDkyMDk1 Fri, 20 Jul 2018 09:08:15 -0400 Property Management done by Aabbie Realty

Everyday management of your property investments involves lots of commitment and resources including time and expertise. Here at Aabbie Realty we provide owners with the freedom to utilize those resources on life and family, with the confidence of knowing that property management professionals are caring for their property. Whether your property is a secondary home or an apartment complex, we will work with you every step of the way to ensure your satisfaction. Our property management services include:

Full Time Management

With Full Time Management we offer 24 hours maintenance service, where we conduct minor repairs, and periodic maintenance. Each property is treated in the highest regard, and therefore we expect the highest quality work from our employed workers and each of our contractors. All repairs or projects have to pass our high standards before they are considered completed and most importantly the owner has to be happy with the work. The safety of your property and its occupants are our primary concern. Our Services include:

  • Rent Collection
  • Quarterly financial reporting
  • Tenant application processing and background checking
  • Lease, rider, and related document drafting and execution
  • Collect and deposit rent into owners account
  • Responding to Governmental documentation requirements
  • Paying yearly property taxes in your name
  • Evaluation and management of legal matters
  • We handle minor repairs
  • Quarterly scheduled maintenance
  • Project management
  • Access to our extensive network of expert tradespeople.
  • Contract supervision
  • Cost of repairs and projects estimation.
  • Preventative maintenance and periodic routine inspections
  • Clean outside of property, gutters and drains

Other Services

Services we provide include:

  • Outdoor areas cleaned as-needed.
  • Gutters and drains cleaned
  • Identification of exceptional property issues.
  • Weed and cut grass and shrubs
  • Organize garbage for burning or removal
  • Property monitoring – security – camera
  • Septic and well maintenance
  • Electrical and plumbing maintenance

Please call us for more information on these services

Office: (592) 226-0011

WA: (592) 692-0315

Financing Properties in Guyana NS0xNTMxNTAwMTQ5 Fri, 13 Jul 2018 12:42:29 -0400 FINANCING in GUYANA

Please contact one of our financial partners for information on their products.

Citizen Bank Guyana

Tel # 592-226-1705/6

Demerara Bank Ltd.

Tel # 592-225-0610

Hand in Hand Trust

Tel # 226-0424, 227-1750
Guyana Bank for Trade & Industry

Tel # 231-4400-9

New Building Society

Tel # 227-4444

Republic Bank Guyana

Tel # 223-7938

Scotia Bank Guyana

Tel # 592-225-9222

Property Buying Links NC0xNTMxNDk4MDc4 Fri, 13 Jul 2018 12:07:58 -0400 Useful links for Investors and Home Buyers

MLS Guyana invites you to invest now in Guyana, Where Sand, Sea and Sunshine is in abundance.

We're here to help you with all your real estate needs. Below are some useful links:


National Building Codes - launched in Mar/2012.

Guyana Revenue Authority - Tax & Compliance Info.

Guyana Lands & Surveys - Land Admin & Surveys. 

Housing & Planning Auth - Map of Housing Scheme.

IDB Property Rights Study - analysis / review 2010.

Agro-Processing Manual – Mins. of Agriculture 2010

Aquaculture Prospectus - for Guyana - 2008 study

Ministry of Legal Affairs - Deeds Registry

Ministry of Legal Affairs - Laws of Guyana

Guyana Land Ownership My0xNTMxNDQxMDY2 Thu, 12 Jul 2018 20:17:46 -0400 Overview – Guyana Land Ownership

Guyana, with a population hovering around 761,000, is the only English-speaking country in South America. It is abundantly endowed with natural resources and one of the few country in which the constitution guarantees the right of foreigners to own property and land parcels.

It is important to note that there are four types of land in Guyana

a. State owned

b. Government owned

c. Private transported or titled land

d. Industrial estates.

Foreigners are treated the same as Guyanese citizens when acquiring and disposing all properties. The process for acquiring or leasing land depends on its classification. In most cases, state and government owned lands are leased rather than sold, through an application process that involves the Guyana Lands and Surveys Commission (GLSC), GO-Invest and other regulatory bodies. Private transactions are generally carried out between lawyers for the buyer and seller.

Income tax rate is 33.33%

Rental Income is taxed at a flat rate of 33.33%.
Capital Gains tax is levied a flat rate of 25% but assets and properties held for more than 25 years are exempt from capital gains taxation.
Inheritance tax is levied between 0.50% on inheritance exceeding 100,000 (US$498).
Residents are taxed on their worldwide income at a flat rate of 33.33% on income exceeding GYD420,000 (US$2,093).

Best way to Buy a Home Mi0xNTI1NjEzOTIx Sun, 06 May 2018 09:38:41 -0400

Land Banking MS0xNTIwNDU1MDg2 Wed, 07 Mar 2018 15:38:06 -0500 Land Banking and Development Joint Ventures?

It is no secret that land is the most fundamental building block of any real estate development. Without it, no other structure could be erected. However, there is always a fragmentation that exists between land owners who don’t know how to develop their property or don’t want to and developers who seek to purchase land at the cheapest price only to turn it over with huge returns.

To bridge the gap between owners and developers, a joint venture between a land owner and a developer can create a win-win solution for both parties, thereby creating equitable returns for both parties. The roles of each party are usually very simple. The land owner contributes land while the developer is responsible for executing the development from start to finish.

Why sit on a property when you can develop it, sell it and buy more. Image if you could have just 100 parcels of land paying you $100 US per month ($10,000 US per month) for the next 20-25 years. Not bad Right. Aabbie Realty is committed to teaching as many people as possible how to turn this little secret into a full time job. as so many worldwide have been doing this for many centuries. Now you can too!!!

So if you are a land owner and are sitting on some idle land, or if you know someone who does, we would like to hear from you. We have the Staff and resources to create and execute viable land banking joint ventures. Contact us for more information